Hdfc bank personal loan interest rate

Are you in need of a personal loan but don’t know where to start? Don’t worry, you’re not alone. Personal loans are a popular option for people who want to borrow money but don’t have the necessary documentation or credit score to get a bank loan. hdfc bank offers a wide range of personal loans that are suitable for a variety of needs and budgets. In this post, we’ll discuss the eligibility criteria for hdfc bank personal loan application, the interest rates that are available, and the process of applying for a personal loan. so if you’re interested in getting a bank loan but don’t know where to start, keep reading!

What is a personal loan?

There’s never been a better time to take out a personal loan. With so many options available, and varying interest rates depending on your socio-economic status and credit score, it’s hard to go wrong. Before you apply, make sure you understand the basics of HDFC bank personal loan – what they are, what they’re used for, and the different types of loans available. There are unsecured and secured loans available, both of which come with different terms and conditions. Additionally, make sure you fully understand the terms of the loan before signing up – it’s easy to get caught up in the payday advance hype, and end up regretting it later on. So go ahead, take out a personal loan and enjoy the convenience and flexibility it brings!

Eligibility criteria for personal loan application

When you’re looking for a personal loan, it’s important to understand the eligibility criteria. These include being over 18 years of age and having a bank account. The minimum approved amount is Rs 25,000, and the maximum is Rs 1 crore. In addition to this, you will need to provide your occupation, monthly income, and assets information in your application form. Your credit score will also be reviewed during the application process to ensure that you are eligible for a personal loan that’s favorable to you. So, don’t wait – start your application today and get the money you need to get on your feet!

Interest rates on personal loans

When it comes to personal loans, the interest rates vary depending on the type of loan you take out and your credit score. However, all loans have fixed interest rates that won’t change over time. If you need to switch lenders, be sure to compare the different interest rates before making a decision. Be sure you understand your loan agreement so there are no surprises later on down the road!

How to get approved for a personal loan from HDFC Bank

One of the quickest and easiest ways to get approved for a personal loan from HDFC Bank is by submitting an online application. You can also apply through their telephone banking service, in person at one of their branches, or through one of their partner banks.

Once you’ve found the right way to apply, make sure to read up on all the details surrounding the different types of loans offered by HDFC Bank so that you can make an informed decision. In addition, be sure to inquire about bank plans that allow you to pay off your loan over time using accumulated interest.

How do you repay a personal loan from HDFC Bank?

Repaying a personal loan from HDFC Bank is simple and can be done in a few different ways. You can either repay the loan through cheque, online transfer, or by phone.

The simplest way to repay a personal loan is by cheque. Simply write a check to HDFC bank and mail it to their address listed on the Personal Loan Application Form.

Once you have sent in your cheque, you will receive a notification in the mail indicating that your loan has been fully repaid.

If you would like to repay your loan online, you can do so by logging into your bank account and transferring the funds to HDFC bank’s designated bank account.

Alternatively, you can also repay your personal loan by calling HDFC bank toll-free at 1-800-220-9282. They will help you repayment process over the phone in just minutes!

What are the basic features of a personal loan from HDFC Bank?

Here are some of the basic features of a personal loan from HDFC Bank:

  1. A fixed interest rate: Most personal loans have a fixed interest rate which means that you won’t be hounded by high interest rates every month.
  2. Monthly repayment schedule: You can choose to repay your personal loan monthly or in half-yearly installments. This way, you’ll always know exactly how much you’re borrowing and when you need to pay it back.
  3. Flexible terms: If you need your personal loan for a longer period of time (up to 25 years), then you may be interested in the Flexi Personal Loan which offers an extended tenure up to 25 years with low interest rates as well!


Thank you for reading! In this blog, we have discussed the different eligibility criteria and interest rates for personal loans from HDFC bank. If you are looking for a personal loan that meets your specific needs, we highly recommend you apply through HDFC bank. Thank you for reading!